Calculators referenced in the book:

• Investor.gov compound interest calculator for calculating traditional retirement savings need
• BankRate savings withdrawal calculator for calculating semiretirement or “phase 1” early retirement savings need
• cFIREsim Monte Carlo simulator for checking your assumptions

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Worksheets:

• Net Worth Calculation Spreadsheet
• Magic Number Calculation Spreadsheet
• Savings Acceleration Visualizer (how increased earnings and market returns accelerate progress)
• Savings Timeline Worksheet (the savings sequence with your real numbers)
• Work Optional Master Life Questionnaire
• 10 Rules for a Work Optional Life

Disclaimer: All spreadsheets and worksheets provided here are for “do-it-yourself” estimation purposes only and should not be construed as a professional financial plan. Like all content in Work Optional, all accompanying online content is presented solely for educational and entertainment purposes. The author is not offering it as legal, financial, accounting, coaching, or other professional services advice. While best efforts have been used in preparing these resources, the author makes no representations or warranties of any kind and assumes no liabilities of any kind with respect to the accuracy or completeness of the contents. The author shall not be held liable or responsible to any person or entity with respect to any loss or incidental or consequential damages caused, or alleged to have been caused, directly or indirectly, by the information contained herein. No warranty may be created or extended by sales representatives or written sales materials. Every person’s situation is different and the advice and strategies contained herein may not be suitable for your situation. You should seek the services of a licensed tax professional, certified financial planner, or tax attorney for counsel on your situation. The author highly recommends having a licensed financial professional such as a certified financial planner review your plans before you act on them. As with all investments, past performance is no guarantee of future results.